The process of showing and selling your home can go much more smoothly if you get everything ready. Find out how to get your home ready to impress buyers for the best offers and the top price for your home.
Preparing your home for sale is a bit like designing a stage for a play. Everything is in just the right place, perfectly arranged, and comfortably set.
There are television shows like Designed to Sell focused exclusively on, not decorating a home, but getting an otherwise drab, cluttered, boring house ready for a quick and profitable sale. Homes that are properly prepared sell faster and at a higher price than similar, unprepared homes.
- If you need to store some of your goods, it is a good idea to tour the warehouse of the mover you're planning to use. Look for cleanliness, organization and security.
- After you have thoroughly cleaned and dried the inside of your refrigerator, put a handful of fresh coffee, baking soda or charcoal in a sock or nylon stocking and place it inside to keep the interior smelling fresh.
- Take your current phone book with you. You may need to make calls to residents or businesses back in your former hometown.
- Pack heavy items in small boxes, light items in larger boxes.
- Before the van foreman leaves for your destination residence, give him a phone number where you can be reached. It is also a good idea to provide him with an alternate contact if he cannot reach you.
- Place pictures in boxes between sheets and blankets to give them added protection.
- Plates should be packed on end vertically, rather than flat and stacked.
- Before packing medication and toiletry items, make sure their caps and lids have been tightly secured.
- Remove bulbs before packing your lamps.
- In addition to the room and contents, have children write their name and new address on the cartons from their rooms so they can become familiar with their new address before they get to their new home.
- At your destination, consider having the television and VCR hooked up first to occupy the kids while the rest of the van or truck is being unloaded.
- Keep your pet calm and away from all the activity on moving day by arranging for a friend to watch your pet at his/her house.
- When moving plants to your new residence in a car, do not let the foliage rest against the windows, as the leaves will scorch.
Buying your first home can be an exciting time, and a step towards gaining equity in a home instead of losing money each month by paying rent. As a first time home buyer looking into options for buying, you may feel overwhelmed with the large variety of loan options available, and it's easy to wonder which is the best loan for you? Through our network of First-Time Home Buyer lenders, we can specifically design a custom mortgage loan to meet your special needs and goals. Zero down? Not a problem. Or try our new 5o year mortgage to lower your payments.
Credit issues, No credit, Discharged Bankruptcy, New to the Country, Self employed, No proofof income, bank turn down, power of sale…… We have a mortgage for you!!
The difference between Canada and the U.S. is that as much as we want everyone to be able to own a home, in Canada we won't drop all the rules to get people into houses they can't afford.
By laws in Canada, homebuyers who don't have a 20 percent down payment must get mortgage insurance from CMHC, Genworth Financial or another mortgage insurer.
This insurance actually covers the lender, not the homebuyer, but without it, lenders simply wouldn't lend, and lots of people--particularly first home buyers-- would be locked out of the market.
With the loans insured, there might be some potential for complacency on the part of lenders, but rules ensure strict limits on lending ratios.
For example, your total monthly housing costs (principal, interest, property taxes and heating, plus condo fees where applicable cannot exceed 32 per cent of your gross household income. And total debt, housing costs, plus vehicle loans and other credits) cannot exceed 40 percent of gross household income.
These two qualifiers ensure that homebuyers can't overbuy, as they did in the U.S., or that if mortgage rates rise, the homeowner is not so quickly and adversely affected.
Canada's economy does not always follow the U.S. and don't let those who would sensationalize the U.S. situation erode your confidence in the Canadian system.
Predictions for housing growth here in 2008 are still healthy.
Subscribe to this Site
focused exclusively on, not decorating a home, but getting an otherwise drab, cluttered, boring house ready for a quick and profitable sale. Homes that are properly prepared sell faster and at a higher price than similar, unprepared homes. 
December, 2007